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Pai Gow Poker

Split 7 cards into a 5-card hand and a 2-card hand. Both must beat dealer.

RTP97.3%
House edge2.7%
Complexity●●●●

Pai Gow Poker is a 7-card poker variant where you split your hand into a 5-card "high" hand and a 2-card "low" hand. Both your hands have to beat the dealer's corresponding hands. If both win, you win. If one wins and one loses, push (no money changes). If both lose, you lose.

The 2-card hand can never be higher than the 5-card hand (this is the "house way" rule that prevents abuse). The dealer follows a fixed "house way" for splitting too — most casinos let you ask the dealer to set your hand the same way for free, called "playing the house way."

It's slow, push-heavy (~41% of hands push), and the 5% commission on banker wins means the house edge is around 2.7%. Pai Gow is the choice of players who want to extend their bankroll for hours — you bleed slowly, not all at once.

Bet types & payouts
Win both hands (banker wins)1:1 minus 5% commission
Win one hand, lose onePush (no money changes)
Win one hand, tie one (in dealer's favor)You lose
Lose both handsLose your bet
Total push frequency~41% of hands

Strategy notes

Play the house way — it's mathematically near-optimal and 5x faster than working out splits yourself. The Fortune side bet (which pays on premium 7-card hands) has 8-15% house edge — skip it.

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